Get SolutionsGet the Free Guide

A Get Solutions Field Guide · Edition 01

Don't just submit the deal. Get it fundable.

The private credit field guide for brokers who refuse to lose the deal.

Learn how to structure, package and position complex transactions so the credit story is clear, the security works harder and the right funding pathway is identified earlier.

Get the Free Guide

Free PDF field guide · Practical workflows · Australian private credit

  • Structure.
  • Package.
  • Position.
  • Settle.
Get Fundable private credit field guide by Get Solutions

Private credit is not just about finding a lender. It is about making the transaction fundable.

Get Fundable shows brokers how experienced private-credit operators diagnose the transaction, build the credit story and create a clearer pathway to approval.

  • Real credit logic
  • Practical deal workflows
  • Built for complex scenarios

Inside Get Fundable

A working field guide—not another generic lender list.

Use it to assess a live scenario, improve a submission, workshop a difficult structure or build a more repeatable private-credit origination process.

The Fundable Framework

A practical logic workflow for identifying the real funding problem, assessing the complete transaction and defining the most credible pathway.

Structure the Whole Deal

Bring purpose, security, assets, liabilities, contribution and exit together instead of presenting them as disconnected facts.

Package for Credit

Present information in the sequence a credit team needs to assess risk, understand the request and reach a faster decision.

Position the Security

Understand how security ranking, LVR, liquidity, income, cross-collateralisation and exit strategy affect funding appetite.

Product Playbooks

Practical positioning across bridging, commercial property, development, construction, land, residual stock and complex transactions.

Originate at Scale

Turn your relationships, deal workflow and follow-up process into a repeatable private-credit origination channel.

The Own the Deal™ Method

A broker does not win by sending the deal first. They win by controlling the structure.

Get Fundable introduces the Own the Deal™ method—a practical approach to staying at the centre of the transaction, creating lender optionality and giving the client a clear pathway through to settlement.

  1. 01

    Diagnose

    Understand the client's real problem before choosing a product.

  2. 02

    Craft

    Use the complete asset, liability and security position to build the solution.

  3. 03

    Position

    Present the transaction through the lens of the most appropriate credit mandate.

  4. 04

    Control

    Manage information, expectations, lender engagement and execution through to settlement.

The Fundable Upside Calculator

What is a more fundable book actually worth to you?

Model the additional EBITDA and trail you could earn by structuring more of your volume as fundable non-bank business — and the analyst hours an onshore support team would give you back to prospect, originate and close.

1. Your lending channels

Select every channel you write.

2. Your numbers

Approximate is fine. You can type shorthand such as 50m or 500k.

Settled volume across the channels you selected

Earnings before interest, tax, depreciation

Current trail from the loan book

Total book generating that trail

3. Where your volume goes today
Bank 80%Non-bank 20%

Your fundable upside

$—

Select at least one channel and enter your written volume and EBITDA to model your upside.

Enter your figures to model your upside

How this is calculated
  • Your written volume is spread evenly across the channels you select, then weighted by the typical earnings margin of non-bank execution in each channel.
  • Better structuring is modelled to move 15 percentage points of volume from bank to non-bank, capped at 65%.
  • 12% of volume currently lost to declines and re-works is modelled as recoverable through a clearer credit submission.
  • Your EBITDA margin and trail yield are taken from the figures you enter, not from industry averages.
  • Reclaimed time assumes our onshore team absorbs 6 analyst hours per transaction.

These figures are an illustrative model based on the inputs you provide. They are not a forecast, a valuation of your business, or a guarantee of earnings.

How Brokers Grow

More fundable deals. More time to prospect, originate and close.

Three patterns we see repeatedly when a broker stops submitting deals and starts structuring them — with an onshore support team carrying the packaging work.

Mortgages → Private Lending

The deal the bank declined became the client for life.

The pattern
A residential broker with a strong referral base was losing every client whose income or asset position fell outside bank policy. Those files were written off as dead.
What changed
Re-presenting the same transactions as asset-backed private-credit scenarios — purpose, security, contribution and a defined exit — turned a policy decline into a fundable request.
The upside
A pipeline that was previously discarded becomes the highest-margin work on the desk, at a materially higher earnings margin per dollar written than the bank equivalent.

Illustrative composite

Commercial → Construction

Structuring the whole facility, not just the first drawdown.

The pattern
A commercial broker could win the land purchase but consistently lost the construction facility to a specialist, handing over the most valuable part of the transaction.
What changed
Bringing the land, construction and residual-stock stages into a single credit story let the broker hold the client through the entire project lifecycle rather than a single settlement.
The upside
One relationship produces several sequential facilities instead of one, lifting both written volume and the trail attached to the book.

Illustrative composite

Brokerage Principal

Execution capacity, without adding headcount.

The pattern
A principal was the bottleneck: every complex file needed personal packaging, which capped how many transactions the business could carry at once.
What changed
An onshore support team absorbed the packaging, lender liaison and information-gathering work, leaving the principal on origination and client strategy.
The upside
Analyst hours per transaction move off the principal's desk, converting the reclaimed time directly into additional origination capacity.

Illustrative composite

The scenarios above are illustrative composites written to show how brokers commonly restructure complex transactions. They are not case studies of identified clients, do not describe the outcome of any individual transaction, and are not a representation of earnings you can expect.

Written for brokers working beyond standard bank policy.

Commercial Finance Brokers

For transactions requiring a clearer private-credit pathway.

Mortgage Brokers

For clients whose assets or circumstances do not fit a mainstream policy box.

Property and Development Specialists

For land, construction, residual stock and development-related scenarios.

Brokerage Principals

For teams seeking a more repeatable specialist-finance workflow.

This guide is designed for commercial and business-purpose finance scenarios. It is not a consumer-credit guide or a substitute for lender policy, legal advice or credit advice.

From the Desk Behind the Deals

Jason Lucas

Director — Originations & Advisory

Get Solutions

Built from the way complex transactions are actually assessed.

Get Fundable is written from an operator's perspective: what gives a credit team confidence, what creates avoidable friction and how a broker can reshape the transaction when the first structure does not fit.

Get the guide that helps brokers make better deals fundable.

Enter your details and we will send Get Fundable directly to your inbox.

By requesting the guide, you agree to receive the guide and occasional practical updates from Get Solutions. You can unsubscribe at any time. View our Privacy Policy.

Questions

Prefer to talk it through? Contact the team.

Get Solutions

© GS Financial Group Pty Ltd (ACN 690019580) trading as Get Solutions Financial Group (ABN 53690019580).

GS Financial Group Pty Ltd (ACN 690 019 580) trading as Get Solutions Financial Group operates as a mortgage manager and embedded credit origination partner, appointed by a selected network of funding partners — including private credit funds, lenders, family offices and specialist capital providers — to manage origination, credit assessment, structuring and execution on their behalf. We are not a bank, fund manager or credit provider; we do not lend from our own balance sheet and do not provide financial product advice or consumer credit assistance. Our funding partners provide the capital and retain ultimate credit approval. All facilities referenced on this website are for commercial purposes and remain subject to each funding partner's own assessment, due diligence, documentation and approval. Indicative parameters (including LVRs, terms and pricing) reflect typical funding-partner appetite only, are not unconditional approvals, and do not constitute an offer or commitment to lend. Settlement cannot be guaranteed.

The information on this website is of a general nature only and does not constitute financial product advice, credit advice, or an offer or solicitation to invest. Any investment-related content is intended for wholesale or professional investors (as defined in the Corporations Act 2001 (Cth)) only. It should not be relied upon to make investment or credit decisions. We make no representation or warranty as to the accuracy, completeness or suitability of the information and, to the extent permitted by law, accept no liability for loss arising from its use. Past performance is not a reliable indicator of future performance.

Links to external sites are provided for convenience; we do not control and are not responsible for their content. All content is copyright GS Financial Group Pty Ltd unless stated otherwise. By using this site you agree to our Terms of Use and Privacy Policy. For enquiries or concerns about this website, contact info@getsolutions.com.au or 1300 904 318.

© 2025 GS Financial Group Pty Ltd. All rights reserved. | ABN: 53 690 019 580 | ACN: 690 019 580