Locations / Sydney / Construction Finance

Construction Finance Sydney

Construction and development finance arranged in Sydney through a panel of private lenders. Up to 80% of total development cost. Progressive drawdowns, interest capitalised. $1M-$25M+ for residential & mixed-use projects.

Indicative terms in 24–48 hrs$250k – $25m+ facilitiesNetwork of private lenders, funds & family offices

Areas servedSydney metro, Western Sydney, Northern Beaches, Parramatta, Liverpool, Central Coast

Why Get Solutions

Why brokers choose us in Sydney

Institutional-grade structuring, boutique service, and funding partners aligned for speed.

24–48 hrs

Fast Indicative Terms

Preliminary assessment within 24-48 hours. No waiting weeks for a credit committee.

95%+

Execution Certainty

Once terms are issued, our funding partners deliver. Approval-to-settlement conversion exceeds 95%.

NSW

Local Expertise

Deep understanding of Sydney property markets, sub-markets and development corridors.

100%

Broker Protected

Your client relationships stay yours. Full deal protection and transparent referral arrangements.

Process

From scenario to settlement.

01

Submit Your Scenario

Use our online form or call our structuring team directly. We review within 24 hours.

02

Indicative Terms

We source indicative terms, pricing and initial requirements from aligned funding partners.

03

Due Diligence

Once you proceed, the lender completes valuation, legal and formal credit approval.

04

Settlement

Documents signed, funds flow. Fast, professional, coordinated end to end.

Track Record

Recent Sydney scenarios

A builder-developer in Sydney was quoted 6 months for bank approval on a small apartment project. We structured the scenario and arranged $4.2M construction finance through a panel lender in 3 weeks, keeping the project on schedule.

An experienced developer in Sydney needed to move quickly on a site before the vendor accepted a competing offer. We arranged $6M for land acquisition within 2 weeks, converting to full development finance once construction commenced.

These scenarios are illustrative examples based on typical transactions arranged through our funding partners. Individual circumstances vary. All facilities are subject to funding-partner assessment and approval.

FAQ

Common questions

Answers specific to construction finance in Sydney.

Do I need presales to get construction finance?

Presales are not always required but can improve terms. Each Sydney project is assessed on its merits including location, product type, and developer track record.

What developer experience is required?

At least one completed project is preferred, but panel lenders consider first-time developers in Sydney with strong teams, conservative project profiles, and experienced builders.

What types of projects can be funded in Sydney?

We arrange funding for residential developments (townhouses, apartments, house and land), mixed-use projects, and select commercial developments in Sydney and surrounding areas.

What is the maximum loan-to-cost ratio for construction finance in Sydney?

Panel lenders typically consider up to 75% on site settlements and up to 80% of total development cost for projects in Sydney, depending on project specifics, location within Sydney, and developer experience.

How long does approval take for construction finance?

Preliminary assessment is typically within 48 hours. Panel lender approval depends on project complexity, but straightforward scenarios can be approved within 2-3 weeks subject to valuation and documentation.

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Get Started

Have a Sydney scenario? Let's look at it.

Submit your scenario today and receive a preliminary assessment within 24 hours — no obligation, no credit file impact at this stage.