Bridging

Bridging Finance Australia

Short-term capital to solve timing and execution gaps

Best For

  • Acquisition or refinance with a defined exit
  • Time-sensitive settlements
  • Pre-construction or pre-sale periods
  • Quick settlements
  • Fast access to equity for investment purposes

Key Features

  • Short-term facility (3-18 months)
  • LVR up to 80%
  • Loan sizes from $250k to $25m+
  • Interest capitalised or prepaid
  • Flexible exit via refinance or sale
  • Fast approvals and settlement

Typical Structure

Short-term facility (3–18 months) • LVR up to 80% • Loan sizes from $250k up to $25m plus • Interest capitalised or prepaid • Flexible exit via refinance or sale

Speed and certainty when timing matters most.

Eligibility Criteria

Property Type
Residential, Commercial, Industrial, Land
LVR
Up to 80%
Minimum Loan
$250,000
Term
3-18 months
Exit
Clear exit strategy required
Location
Metro and major regional Australia

Indicative Fees

Establishment Fee
2-3%
Of loan amount
Interest Rate
10-14% p.a.
Capitalised or prepaid
Exit Fee
Nil
No early repayment penalty

Indicative only. All pricing subject to credit assessment, security quality, and borrower profile.

Required Documents

Borrower ID
Entity Documentation
If applicable
Contract of Sale
If purchasing
Valuation or Appraisal
Exit Evidence
Sale listing, refinance pre-approval, etc.
Existing Mortgage Statement
If refinancing

All applications subject to credit approval

Clear exit strategy required

Fast turnaround subject to complete documentation

Frequently Asked Questions

How quickly can bridging finance settle?

We can settle bridging loans within 1-2 weeks for straightforward transactions with clear security and exit.

What is the typical term?

Bridging facilities typically run 1-12 months, designed to bridge the gap while arranging permanent finance or completing a sale.

What exit strategies are accepted?

Common exits include property sale, bank refinance, or longer-term private finance once conditions are met.

Can bridging finance be used for auction purchases?

Yes, bridging finance is ideal for auction purchases where fast settlement is required.

Bridging Finance by Location

Find private lending services across Australia's major cities and suburbs.

Ready to Get Started?

Submit your scenario and get a preliminary assessment within 24 hours.