Best For
- Projects stalled due to builder failure or cost overruns
- Partially completed developments requiring capital to reach OC
- Rescue scenarios where speed and execution matter most
Key Features
- Completion capital for stalled developments
- First or second mortgage positions available
- Staged drawdowns to practical completion
- 12-18 month terms
- LVR up to 80% on completion value
- Loan sizes from $250k to $10m
Typical Structure
Completion capital (first or second mortgage) • Staged drawdowns to practical completion • 12–18 month terms • LVR up to 80% on completion • Loan sizes from $250k up to $10m • Exit via refinance or sale
The project gets finished — not sold unfinished.
Eligibility Criteria
Indicative Fees
Indicative only. All pricing subject to credit assessment, security quality, and borrower profile.
Required Documents
All applications subject to credit approval
Independent QS assessment required
New builder approval may be required
Frequently Asked Questions
What situations qualify as a stalled project?
Projects stalled due to builder failure, insolvency, cost overruns, funding gaps, or disputes may qualify for completion capital.
Can you fund behind an existing lender?
Yes, we can provide first mortgage (refinancing existing debt) or second mortgage positions depending on the situation.
How is cost to complete assessed?
An independent Quantity Surveyor prepares a cost-to-complete report, which forms the basis of our funding assessment.
What if the builder has failed?
We work with borrowers to appoint a replacement builder. The new builder must be approved and provide a fixed-price or GMP contract.
Stall'd Projects by Location
Find private lending services across Australia's major cities and suburbs.