Development

Land Bank Finance Australia

Capital to secure and hold development sites ahead of execution

Best For

Site acquisition ahead of DA or planning approval
Land banking for future pipeline projects
Developers requiring fast settlement certainty in competitive markets

Key Features

Fast settlement certainty for site acquisition
6-24 month terms to allow planning and approvals
LVR up to 75% of land value
Loan sizes from $250k to $10m
Exit to development finance, sale, or refinance
Interest capitalised or serviced

Typical Structure

Senior land acquisition facility • 6–24 month terms • LVR up to 75% • Loan sizes from $250k up to $10m • Exit to development finance, secure the DA and sell or refinance

Control the site while the planning catches up.

Eligibility Criteria

Property Type

Development sites, infill land, broadacre

LVR

Up to 75%

Minimum Loan

$250,000

Term

6-24 months

Location

Metro and major regional Australia

Indicative Fees

Establishment Fee

2-3%

Of loan amount

Interest Rate

10-14% p.a.

Capitalised or serviced

Exit Fee

Nil

No early repayment penalty

Indicative only. All pricing subject to credit assessment, security quality, and borrower profile.

Required Documents

Borrower ID

For all directors/trustees

Entity Documentation

Trust deed, company extract

Contract of Sale

For the land acquisition

Land Valuation

As-is value

Planning Summary

Zoning, potential yield, pathway

Exit Strategy

Development plan or sale strategy

All applications subject to credit approval

Clear exit strategy required

Frequently Asked Questions

Can I get funding before DA approval?

Yes, land bank facilities are designed for pre-DA acquisitions. We fund based on current land value and development potential.

What is the typical term?

Land bank facilities typically run 6-24 months, allowing time for planning, approvals, and transition to development finance or sale.

What is the exit strategy?

Common exits include refinancing into development finance, selling the site with DA, or bank refinance once approvals are in place.

How fast can you settle?

We can provide settlement certainty within 2-3 weeks for straightforward transactions with good security.

Land Banks by Location

Find private lending services across Australia's major cities and suburbs.

Brisbane Sydney Melbourne All Locations

Ready to Get Started?

Submit your scenario and get a preliminary assessment within 24 hours.