Direct access to private credit for commercial-purpose lending — bridging, investment, development and equity release — arranged through our panel of private lenders, funds and family offices.
When Private Credit Works
Built for situations banks struggle with
Private credit isn't a fallback — it's a tool. Used properly, it buys speed, flexibility and certainty that traditional lending can't.
You need to move faster than a bank
Auction purchases, expiring contracts, time-sensitive opportunities. Panel lenders can typically issue approvals in days, with settlements in 1–2 weeks.
Bridging FinanceYour scenario doesn't fit bank policy
Non-standard security, complex income, recently established entities, credit history events. Private credit assesses the deal, not just the checklist.
Investment LoansYou need capital behind an existing loan
Equity release without disturbing your first mortgage — second mortgage and mezzanine structures for business or investment purposes.
Second Mortgage / MezzanineYou're between positions
Bought before selling, awaiting a settlement, restructuring a portfolio. Bridging structures with interest capitalised so cash flow isn't strained.
Bridging FinanceHow It Works
Four steps to settlement
Submit your scenario
Five minutes. Security, amount, purpose, timeline. Confidential from first contact.
We structure it
Our team designs the facility and matches it against current panel appetite.
Indicative pathway in 24–48 hrs
Structure, indicative parameters and next steps — or a fast, honest no.
Managed to settlement
Valuation, legals and conditions coordinated by us through to drawdown.
All facilities are for commercial purposes, provided by third-party lenders, and subject to each lender's assessment and approval. Timeframes are typical, not guaranteed.
Tell us what you're working with
A short, confidential enquiry — our structuring team will call you to talk through the scenario before anything is submitted anywhere.