Areas served: Brisbane metro, Gold Coast, Sunshine Coast, Ipswich, Logan, Moreton Bay
Brisbane's property market moves fast. Whether you're acquiring a commercial asset at auction, need to settle before selling an existing property, or require short-term capital while arranging permanent finance, bridging loans provide the speed and certainty you need.
Get Solutions provides bridging finance across Brisbane metro, the Gold Coast, Sunshine Coast, and South East Queensland. We understand local market dynamics and can assess deals quickly because we know the territory.
Our bridging loans are designed for situations where bank timelines don't fit. With terms from 1 to 12 months and LVRs up to 75%, we can structure facilities to match your exit strategy and timeframe.
For brokers, we offer fast preliminary assessment, competitive commissions, and a credit team that understands complex scenarios. For borrowers, we provide certainty of execution and a professional experience from application to settlement.
Why Brokers Choose Get Solutions
Fast Decisions
Preliminary assessment within 24-48 hours. No waiting weeks for credit committee.
Execution Certainty
When we say yes, we deliver. Our approval-to-settlement rate exceeds 95%.
Local Expertise
Deep understanding of Brisbane property markets and development corridors.
Broker Focused
We protect your client relationships and pay competitive commissions.
Our Finance Solutions
Bridging finance is just one of our products. Depending on your client's situation, another solution might be a better fit. Explore our full range of private lending products available in Brisbane.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn moreDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn moreLand Banks
Capital to secure and hold development sites ahead of execution
Learn moreStall'd Projects
Completion capital for stalled or partially completed developments
Learn moreSecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn moreResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreBridging Finance
Short-term capital to solve timing and execution gaps
Learn moreBrisbane Scenario Examples
Auction Purchase - 21 Day Settlement
A Brisbane investor won a commercial strata unit at auction requiring settlement in 21 days. Bank finance wasn't possible in the timeframe. We provided $1.8M bridging finance, settling on day 19, with the loan refinanced to their bank over the following 4 months.
Business Premises Relocation
A Gold Coast business owner found ideal new premises but couldn't sell their existing property before the purchase deadline. Our $2.4M bridging facility bridged the gap, with the loan repaid from sale proceeds within 6 months.
Development Site Acquisition
A Sunshine Coast developer needed fast capital to secure a development site before a competing buyer. We settled a $3.1M land acquisition in 12 days, with the loan later refinanced into our development finance facility.
Refinance While Arranging Permanent Finance
An investor's existing lender called in their loan with 30 days notice. We provided $1.5M bridging finance to pay out the existing facility, giving them time to arrange permanent finance with a new lender.
These scenarios are illustrative examples based on typical transactions. Individual circumstances vary and all applications are subject to credit approval.
Frequently Asked Questions
How quickly can I get bridging finance in Brisbane?
We can typically provide settlement certainty within 1-2 weeks for straightforward transactions in Brisbane. Complex scenarios may take slightly longer depending on security assessment and documentation. For auction purchases, we can provide pre-approval to give you confidence to bid.
What LVR can I get on a bridging loan in Brisbane?
Bridging loans in Brisbane are typically offered up to 75% LVR on residential and commercial property. The exact LVR depends on property type, location within Brisbane metro, and your exit strategy. Inner-city and established suburbs generally attract better terms.
What can bridging finance be used for?
Common uses include auction purchases requiring fast settlement, refinancing while arranging longer-term finance, acquiring property before selling an existing asset, and time-sensitive commercial transactions. We also fund equity release where the borrower needs capital quickly.
Do I need to prove income for a bridging loan?
Bridging loans are primarily asset-backed, meaning the focus is on security value and exit strategy rather than income servicing. This makes them ideal for situations where traditional income verification is challenging, such as self-employed borrowers or investors between properties.
What exit strategies are accepted for bridging finance?
Acceptable exits include property sale, refinance to a bank or other lender, business cash flow, or settlement of another transaction. A clear, demonstrable exit is required for approval. We'll work with you to ensure your exit plan is realistic and achievable.
What are the costs of bridging finance in Brisbane?
Bridging loans typically have establishment fees of 2-3% and interest rates from 10-14% p.a. depending on LVR and security. There are no early exit penalties, so you only pay interest for the time you use the facility. Legal costs are additional and typically $3,000-$5,000.
Do you lend in regional Queensland?
Our primary focus is Brisbane metro, Gold Coast, and Sunshine Coast. We can consider regional Queensland on a case-by-case basis for quality security with clear exits. Contact us to discuss your specific location and scenario.