Areas served: Sydney metro, Western Sydney, Northern Beaches, Parramatta, Liverpool, Central Coast
Sydney's competitive property market demands speed. Whether you're acquiring premium assets in the Eastern Suburbs, commercial property in Parramatta, or development sites in the growth corridors, bridging loans provide the certainty you need to move fast.
Get Solutions provides bridging finance across Sydney metro, Western Sydney, the Northern Beaches, and surrounding regions. Our credit team has deep experience with Sydney property and can assess deals quickly because we understand local market dynamics.
Our bridging loans are structured for flexibility. With terms from 1 to 12 months and LVRs up to 75%, we match the facility to your exit strategy. No cookie-cutter approach — just sensible private lending that gets deals done.
For brokers, we offer rapid preliminary assessment, attractive commissions, and a collaborative approach to complex scenarios. For borrowers, we provide professional execution from first call to final settlement.
Why Brokers Choose Get Solutions
Fast Decisions
Preliminary assessment within 24-48 hours. No waiting weeks for credit committee.
Execution Certainty
When we say yes, we deliver. Our approval-to-settlement rate exceeds 95%.
Local Expertise
Deep understanding of Sydney property markets and development corridors.
Broker Focused
We protect your client relationships and pay competitive commissions.
Our Finance Solutions
Bridging finance is just one of our products. Depending on your client's situation, another solution might be a better fit. Explore our full range of private lending products available in Sydney.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn moreDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn moreLand Banks
Capital to secure and hold development sites ahead of execution
Learn moreStall'd Projects
Completion capital for stalled or partially completed developments
Learn moreSecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn moreResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreBridging Finance
Short-term capital to solve timing and execution gaps
Learn moreSydney Scenario Examples
Eastern Suburbs Auction Purchase
A Sydney investor secured a $3.2M apartment in Bondi at auction with 28 days to settle. Their bank needed 8 weeks minimum. We provided bridging finance and settled on day 26, with the loan refinanced to their bank within 4 months.
Commercial Acquisition - Parramatta
A business owner needed to purchase a commercial unit in Parramatta CBD before their lease expired. With the vendor unwilling to extend settlement, we provided $1.9M bridging finance and settled in 18 days.
Development Site Acquisition
A Western Sydney developer needed fast capital to secure a site in a competitive tender. We provided $4.5M in 14 days, beating two competing bidders who couldn't match our settlement speed.
Equity Release for Business Capital
A North Sydney business owner needed $800K quickly to fund a business opportunity. We provided bridging finance secured against their commercial property in 12 days, with exit via a longer-term commercial loan.
These scenarios are illustrative examples based on typical transactions. Individual circumstances vary and all applications are subject to credit approval.
Frequently Asked Questions
How quickly can I get bridging finance in Sydney?
We can typically provide settlement certainty within 1-2 weeks for straightforward transactions in Sydney. Premium locations in the Eastern Suburbs, Inner West, and North Shore often move faster due to stronger security. For auction purchases, we can provide pre-approval.
What LVR can I get on a bridging loan in Sydney?
Bridging loans in Sydney are typically offered up to 75% LVR on residential and commercial property. Inner-city and established suburbs generally attract the best LVRs. Western Sydney and growth corridors are assessed on a case-by-case basis.
What properties do you lend against in Sydney?
We lend against residential, commercial, industrial, and development property across Sydney metro. Security must be in acceptable locations with clear title and realistic valuation. We have strong appetite for inner-city, North Shore, Eastern Suburbs, and established suburbs.
Do I need to prove income for a bridging loan?
Bridging loans are primarily asset-backed, meaning the focus is on security value and exit strategy rather than income servicing. This makes them ideal for self-employed borrowers, investors, and situations where traditional income verification doesn't fit.
What exit strategies are accepted for bridging finance?
Acceptable exits include property sale, refinance to a bank or other lender, business cash flow, or settlement of another transaction. We work with borrowers and brokers to ensure the exit plan is realistic and achievable within the loan term.
What are the costs of bridging finance in Sydney?
Bridging loans typically have establishment fees of 2-3% and interest rates from 10-14% p.a. depending on LVR, security quality, and exit strategy. There are no early exit penalties. Legal costs are additional and typically $3,500-$6,000 depending on complexity.
Do you lend in regional NSW?
Our primary focus is Sydney metro and surrounding regions. We can consider Central Coast, Wollongong, and Newcastle on a case-by-case basis for quality security with clear exits. Contact us to discuss your specific scenario.