Areas served: Brisbane metro, Gold Coast, Sunshine Coast, Ipswich, Logan, Moreton Bay
Private lending fills the gap between what banks can do and what borrowers need. Whether it's speed, flexibility on borrower circumstances, complex security, or simply a scenario that doesn't fit bank policy, Get Solutions provides private finance solutions across Brisbane and South East Queensland.
We're not a bank replacement — we're a bank complement. Our role is to provide capital when traditional timelines or policies don't work. Fast decisions, flexible terms, and a credit team that looks for ways to make deals work rather than reasons to decline.
As a private lender in Brisbane, we offer investment loans, bridging finance, development and construction funding, land acquisition facilities, second mortgages, and mezzanine capital. Our products are designed for real-world scenarios where standard solutions don't fit.
For brokers, we're a genuine partner. Fast preliminary assessment, competitive commissions, and a collaborative approach to complex deals. For borrowers, we provide certainty of execution and professional service throughout the loan lifecycle.
Why Brokers Choose Get Solutions
Fast Decisions
Preliminary assessment within 24-48 hours. No waiting weeks for credit committee.
Execution Certainty
When we say yes, we deliver. Our approval-to-settlement rate exceeds 95%.
Local Expertise
Deep understanding of Brisbane property markets and development corridors.
Broker Focused
We protect your client relationships and pay competitive commissions.
Our Finance Solutions
As a private lender, we offer a range of products to suit different situations. The right solution depends on your client's specific needs, timeline, and exit strategy.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn moreDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn moreLand Banks
Capital to secure and hold development sites ahead of execution
Learn moreStall'd Projects
Completion capital for stalled or partially completed developments
Learn moreSecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn moreResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreBridging Finance
Short-term capital to solve timing and execution gaps
Learn moreBrisbane Scenario Examples
Complex Borrower Structure
A Brisbane investor was declined by three banks due to complex trust structures and overseas income. We assessed the deal on its security merits and provided $2.1M investment finance within 3 weeks, with an 18-month term to arrange permanent finance.
Time-Sensitive Commercial Purchase
A Gold Coast business owner needed capital quickly to purchase adjoining premises before a competitor. Banks quoted 8-12 weeks. We provided $1.9M bridging finance and settled in 12 days.
Development Funding Gap
A Sunshine Coast developer's bank withdrew from their project mid-approvals due to policy changes. We stepped in, completed due diligence in 10 days, and provided $7.2M development finance to keep the project on track.
Second Mortgage for Project Completion
A developer needed additional capital to complete a project after cost overruns. Their senior lender wouldn't increase the facility. We provided $1.2M mezzanine finance behind the existing first mortgage.
These scenarios are illustrative examples based on typical transactions. Individual circumstances vary and all applications are subject to credit approval.
Frequently Asked Questions
What is private lending and how does it work?
Private lending provides property-backed finance outside traditional bank channels. We assess deals based on security quality and exit strategy, often providing faster decisions and more flexible terms than banks. Loans are secured by registered mortgage over property.
Why would I use a private lender instead of a bank?
Private lenders in Brisbane offer speed (weeks not months), flexibility on security and borrower circumstances, and the ability to fund scenarios banks decline. We're a complement to banks, not a replacement — ideal when timing or policy doesn't fit.
What interest rates do private lenders charge?
Private lending rates in Brisbane typically range from 8-16% p.a. depending on loan type, LVR, and risk profile. Higher rates reflect faster execution, flexibility, and the ability to fund complex scenarios. Cost should be weighed against the opportunity.
Is private lending regulated?
Yes, private lenders in Australia operate under ASIC regulation and relevant credit legislation. Get Solutions is a licensed credit provider committed to responsible lending practices and transparent terms.
What types of loans do private lenders offer?
We offer investment loans, bridging finance, development and construction finance, land acquisition facilities, second mortgages, mezzanine finance, and specialty capital for complex situations. Each product is designed for specific scenarios.
How do I know if private lending is right for my situation?
Private lending suits time-sensitive deals, complex borrower circumstances, unusual security, development projects, and scenarios where bank timelines or policies don't fit. Book a call to discuss your specific situation — we'll tell you honestly if we can help.
What security do you lend against in Brisbane?
We lend against residential, commercial, industrial, and development property across Brisbane metro, Gold Coast, and Sunshine Coast. Security must be in acceptable locations with clear title and realistic valuation.