Areas served: Brisbane metro, Gold Coast, Sunshine Coast, Ipswich, Logan, Moreton Bay
Brisbane's development pipeline continues to grow, driven by population migration and infrastructure investment. Whether you're building townhouses in the inner suburbs, apartments near transport nodes, or house-and-land projects in the growth corridors, construction finance from Get Solutions can help you execute.
We provide combined land acquisition and construction facilities for projects across Brisbane metro, the Gold Coast, Sunshine Coast, and South East Queensland. One lender, one facility, progressive drawdowns against milestones, and interest capitalised during the build.
Our development finance is structured for execution. We fund from $1M to $25M+ with LTCs up to 80% of total development cost. We understand Queensland's development landscape and can assess projects quickly because we know the market.
For brokers, we offer fast preliminary assessment, attractive commissions, and a credit team experienced with development deals. For developers, we provide certainty of funding so you can focus on building, not chasing capital.
Why Brokers Choose Get Solutions
Fast Decisions
Preliminary assessment within 24-48 hours. No waiting weeks for credit committee.
Execution Certainty
When we say yes, we deliver. Our approval-to-settlement rate exceeds 95%.
Local Expertise
Deep understanding of Brisbane property markets and development corridors.
Broker Focused
We protect your client relationships and pay competitive commissions.
Our Finance Solutions
Construction finance is just one of our products. Depending on your client's situation — land acquisition, stalled project, or completed stock — another solution might be a better fit.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn moreDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn moreLand Banks
Capital to secure and hold development sites ahead of execution
Learn moreStall'd Projects
Completion capital for stalled or partially completed developments
Learn moreSecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn moreResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreBridging Finance
Short-term capital to solve timing and execution gaps
Learn moreBrisbane Scenario Examples
Townhouse Development - Inner Brisbane
A developer secured DA for 8 townhouses in Woolloongabba but their bank required 50% presales. We provided $6.2M development finance covering land and construction with no presale requirement, allowing them to build spec and sell during construction.
Apartment Project - Chermside
An experienced developer needed to move quickly on a site near the Chermside hospital precinct. We provided $12.5M development finance with a 3-week approval, beating competing bank timelines by months.
House and Land - Logan Corridor
A builder-developer was growing their project pipeline but needed additional funding capacity. We provided $4.8M for a 12-lot house-and-land project, with the facility drawn down progressively as builds commenced.
Mixed-Use Development - Fortitude Valley
A developer needed construction finance for a mixed-use project with retail on ground and residential above. Banks struggled with the complexity. We provided $8.9M with a structure that worked for both components.
These scenarios are illustrative examples based on typical transactions. Individual circumstances vary and all applications are subject to credit approval.
Frequently Asked Questions
What is the maximum loan-to-cost ratio for construction finance in Brisbane?
We can fund up to 75% on site settlements and up to 80% of total development cost for projects in Brisbane, depending on project specifics, location, and developer experience. Established developers with track records may access better terms.
Do I need presales to get construction finance in Brisbane?
Presales are not always required but can improve terms. We assess each Brisbane project on its merits including location, product type, and developer track record. Projects in high-demand areas with experienced developers may proceed without presales.
How are construction drawdowns managed?
Progressive drawdowns are released against construction milestones, certified by an independent Quantity Surveyor. Typical milestones include base/slab, frame, lock-up, fix-out, and practical completion. We work with your QS to ensure smooth progress payments.
What developer experience is required?
At least one completed project is preferred, but we consider first-time developers in Brisbane with strong teams, conservative project profiles, and experienced builders. Your team's overall capability matters more than personal track record alone.
Can you fund land and construction together?
Yes, our development finance facilities combine land acquisition and construction in a single facility. One lender, one set of documents, progressive drawdowns from site acquisition through to completion. This simplifies execution and reduces transaction costs.
What types of projects do you fund in Brisbane?
We fund residential developments (townhouses, apartments, house and land), mixed-use projects, and select commercial developments across Brisbane metro, Gold Coast, and Sunshine Coast. Project size typically $1M to $25M+ in total facility.
How long does approval take for construction finance?
Preliminary assessment is typically within 48 hours. Full approval depends on project complexity, but straightforward scenarios can be approved within 2-3 weeks subject to valuation, QS assessment, and builder approval.