Areas served — Melbourne metro, Inner Metro, Western Growth Corridors, South East, Geelong, Mornington Peninsula
Overview
Bridging Loans in Melbourne, arranged properly.
Melbourne's diverse property market creates opportunities that require fast action. Whether you're securing a commercial asset in the CBD, residential property in the Inner East, or development sites in the growth corridors, bridging loans provide the speed and flexibility you need.
Get Solutions arranges bridging finance across Melbourne metro, the Western Growth Corridors, and surrounding regions through our network of private lenders, funds and family offices. Our structuring team understands Melbourne's varied sub-markets and can assess scenarios quickly because we know where value lies.
The bridging facilities we arrange are designed for real-world timing challenges. With terms from 1 to 12 months and LVRs up to 75%, facilities are structured around your exit strategy, not the other way around.
For brokers, we offer fast preliminary assessment, full deal protection, and a structuring team that can work through complex scenarios. For borrowers, we provide coordinated execution from indicative terms to settlement.
Why Get Solutions
Why brokers choose us in Melbourne
Institutional-grade structuring, boutique service, and funding partners aligned for speed.
24–48 hrs
Fast Decisions
Preliminary assessment within 24–48 hours. No waiting weeks for a credit committee.
95%+
Execution Certainty
Terms issued through our funding partners are terms they intend to settle. Approval-to-settlement exceeds 95%.
Melbourne
Local Expertise
Deep understanding of Melbourne property markets, sub-markets and development corridors.
100%
Broker Protected
Your client stays your client. Full deal protection — and 100% of your brokerage stays yours.
Process
From scenario to settlement.
01
Submit Scenario
Share the deal outline — security, amount, purpose and exit. Two minutes is all it takes.
02
Structure
We assess the scenario and structure it against the right funding mandate within 24–48 hours.
03
Indicative Terms
You receive clear indicative terms. The lender completes valuation, legals and formal approval.
04
Settlement
Coordinated execution from approval through to settlement — often inside two weeks.
Solutions
Finance arranged in Melbourne
Bridging finance is just one of our products. Depending on your client's situation, another solution might be a better fit. Explore our full range of private lending products available in Melbourne.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn more DevelopmentDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn more DevelopmentLand Finance
Capital to secure and hold development sites ahead of execution
Learn more DevelopmentProject Recovery (Stall'd™)
Completion capital for stalled or partially completed developments
Learn more SpecialtySecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn more SpecialtyResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreTrack Record
Recent Melbourne scenarios
Inner East Residential Purchase
A Melbourne buyer secured a property in Richmond through private sale but their bank couldn't settle within the vendor's 21-day timeframe. We arranged $2.1M bridging finance that settled on day 19, with refinance to their bank completed within 3 months.
Commercial Acquisition - South Melbourne
A business owner needed to purchase adjoining commercial premises to expand their operation. The vendor required fast settlement. We arranged $1.6M bridging finance that settled in 16 days, with the loan repaid via a commercial refinance.
Development Site Acquisition
A Western suburbs developer needed capital to secure a site before a competing buyer. We arranged $2.8M that settled in 10 days, allowing them to control the asset while finalising their development finance arrangements.
Portfolio Restructure
An investor needed to pay out an existing lender who had called in their loan. We arranged $3.4M bridging finance to refinance the existing debt, giving the borrower 12 months to arrange permanent finance with a new lender.
These scenarios are illustrative examples based on typical transactions arranged through our funding partners. Individual circumstances vary. All facilities are subject to lender assessment and approval.
How quickly can I get bridging finance in Melbourne?
Settlement certainty within 1-2 weeks is typically achievable for straightforward transactions in Melbourne, subject to funding-partner approval. Inner-city and established suburbs often move faster due to readily available comparable evidence. For auction purchases, indicative terms can be arranged in advance.
What LVR can I get on a bridging loan in Melbourne?
Bridging loans in Melbourne are typically arranged up to 75% LVR on residential and commercial property. Inner suburbs and established areas generally attract the best LVRs. Outer growth corridors are assessed by funding partners based on comparable sales evidence.
What properties do funding partners accept in Melbourne?
Funding partners accept residential, commercial, industrial, and development property across Melbourne metro, with strong appetite for Inner East, Inner North, South East, and CBD fringe locations. Growth corridors are considered for quality security.
Do I need to prove income for a bridging loan?
Bridging loans are primarily asset-backed, focusing on security value and exit strategy rather than income servicing. This makes them suitable for self-employed borrowers, investors, and situations where traditional income verification doesn't apply.
What exit strategies are accepted for bridging finance?
Acceptable exits include property sale, refinance to a bank or other lender, business cash flow, or settlement of another transaction. A clear, demonstrable exit strategy is required as part of the lender's approval process.
What are the costs of bridging finance in Melbourne?
Bridging loans typically have establishment fees of 2-3% and interest rates from 10-14% p.a. depending on LVR and security quality. There are no early exit penalties, so you only pay for the time you use the facility. Legal costs are additional.
Can funding be arranged in regional Victoria?
Our primary focus is Melbourne metro. Geelong, Ballarat, Bendigo, and Mornington Peninsula can be considered by funding partners on a case-by-case basis for quality security with clear exits. Contact us to discuss your specific scenario.
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Related coverage
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Have a Melbourne scenario? Let's look at it.
Submit your scenario today and receive a preliminary assessment within 24 hours.