Locations / Melbourne / Private Lender
Private Lenders Melbourne
When banks can't deliver, private credit can. We structure and arrange private lending facilities for Melbourne brokers and borrowers who need speed, flexibility, and execution certainty.
Areas served — Melbourne metro, Inner Metro, Western Growth Corridors, South East, Geelong, Mornington Peninsula
Overview
Private Lender in Melbourne, arranged properly.
Melbourne's diverse property market creates opportunities that don't always fit bank parameters. Whether it's a time-sensitive acquisition, a borrower with non-standard circumstances, or a development scenario requiring flexible capital, Get Solutions arranges private finance across Melbourne metro and Victoria through our network of private lenders, funds and family offices.
Private credit complements banks rather than competes with them. Our role is to structure your scenario and match it with the right capital when traditional timelines or policies don't work. Fast assessment, sensible terms, and a structuring team that looks for ways to make deals happen.
Through our Melbourne funding partners, we arrange investment loans, bridging finance, development and construction funding, land acquisition facilities, second mortgages, and mezzanine capital. Each facility is structured for real scenarios where standard solutions fall short.
For brokers, we provide genuine partnership on complex deals. Fast preliminary assessment, full deal protection, and collaborative problem-solving. For borrowers, we deliver a disciplined process and coordinated execution throughout.
Why Get Solutions
Why brokers choose us in Melbourne
Institutional-grade structuring, boutique service, and funding partners aligned for speed.
24–48 hrs
Fast Decisions
Preliminary assessment within 24–48 hours. No waiting weeks for a credit committee.
95%+
Execution Certainty
Terms issued through our funding partners are terms they intend to settle. Approval-to-settlement exceeds 95%.
Melbourne
Local Expertise
Deep understanding of Melbourne property markets, sub-markets and development corridors.
100%
Broker Protected
Your client stays your client. Full deal protection — and 100% of your brokerage stays yours.
Process
From scenario to settlement.
01
Submit Scenario
Share the deal outline — security, amount, purpose and exit. Two minutes is all it takes.
02
Structure
We assess the scenario and structure it against the right funding mandate within 24–48 hours.
03
Indicative Terms
You receive clear indicative terms. The lender completes valuation, legals and formal approval.
04
Settlement
Coordinated execution from approval through to settlement — often inside two weeks.
Solutions
Finance arranged in Melbourne
We arrange a range of facility types through our funding partners to suit different situations. The right solution depends on your client's specific needs, timeline, and exit strategy.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn more DevelopmentDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn more DevelopmentLand Finance
Capital to secure and hold development sites ahead of execution
Learn more DevelopmentProject Recovery (Stall'd™)
Completion capital for stalled or partially completed developments
Learn more SpecialtySecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn more SpecialtyResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreTrack Record
Recent Melbourne scenarios
Self-Employed Borrower
A Melbourne business owner with strong assets but variable income was declined by multiple banks. We structured the scenario on security quality and arranged $1.8M investment finance through a funding partner within 3 weeks, giving them time to demonstrate income to banks.
Competitive Acquisition
An Inner East investor needed to move fast on a property where the vendor had other offers. Banks quoted 6-8 weeks. We arranged $2.2M bridging finance that settled in 14 days, allowing them to secure the asset.
Development Rescue
A Western suburbs developer's original funder withdrew due to internal policy changes. We re-packaged the project, confirmed viability, and arranged $6.4M development finance through a funding partner within 3 weeks to keep the build on track.
Second Mortgage for Cost Overruns
A South East developer needed additional capital after construction cost increases. Their senior lender was at capacity. We arranged $900K mezzanine finance to complete the project and reach settlement.
These scenarios are illustrative examples based on typical transactions arranged through our funding partners. Individual circumstances vary. All facilities are subject to lender assessment and approval.
What is private lending and how does it work?
Private lending provides property-backed finance outside traditional bank channels. We structure scenarios and arrange facilities through our network of private lenders, who assess deals based on security quality and exit strategy — providing faster decisions and more flexible terms. Loans are secured by registered mortgage over property.
Why would I use private lending instead of a bank?
Private lenders in Melbourne offer speed (weeks not months), flexibility on security and borrower circumstances, and the ability to fund scenarios banks decline. Private credit is valuable for time-sensitive deals, complex situations, and development projects.
What interest rates do private lenders charge in Melbourne?
Private lending rates in Melbourne typically range from 8-16% p.a. depending on loan type, LVR, and risk profile. Inner suburban security may attract better rates. All pricing is set by the lender and is indicative until formally approved.
Is private lending regulated in Australia?
Private lenders in Australia operate within the applicable legal and regulatory framework. Get Solutions acts as an arranger and originator — we are not a lender or credit provider. Facilities we arrange are for commercial purposes and are provided by third-party lenders subject to their own assessment and approval.
What types of loans can be arranged through private lenders?
We arrange investment loans, bridging finance, development and construction finance, land acquisition facilities, second mortgages, mezzanine finance, and specialty capital for complex situations.
How do I know if private lending is right for my situation?
Private lending suits time-sensitive deals, complex borrower circumstances, unusual security, development projects, and scenarios where bank timelines or policies don't fit. Contact us to discuss your specific situation honestly.
What security do funding partners accept in Melbourne?
Funding partners accept residential, commercial, industrial, and development property across Melbourne metro, with strong appetite for Inner East, Inner North, CBD fringe, and established suburbs. Security must have clear title and realistic valuation.
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Have a Melbourne scenario? Let's look at it.
Submit your scenario today and receive a preliminary assessment within 24 hours.