Locations / Melbourne / Construction Finance
Construction Finance Melbourne
Development and construction funding for Melbourne projects. Land plus construction in one facility, progressive drawdowns, and a team that understands Victorian development.
Areas served — Melbourne metro, Inner Metro, Western Growth Corridors, South East, Geelong, Mornington Peninsula
Overview
Construction Finance in Melbourne, arranged properly.
Melbourne's development landscape offers diverse opportunities from inner-city urban renewal to growth corridor greenfield projects. Whether you're building apartments in the Inner North, townhouses in the South East, or master-planned communities in the Western Growth Corridors, construction finance from Get Solutions can help you deliver.
We arrange combined land acquisition and construction facilities for projects across Melbourne metro and surrounding regions through our network of private lenders and credit funds. One facility, progressive drawdowns against milestones, and interest capitalised through the construction period.
The development finance we arrange is structured for Melbourne's varied market conditions — facilities from $1M to $25M+ with LTCs up to 80% of total development cost. Our structuring team understands Melbourne's sub-markets and can assess projects efficiently.
For brokers, we offer rapid preliminary assessment, full deal protection, and experience with complex development structures. For developers, we provide coordinated funding execution and a collaborative approach to getting projects built.
Why Get Solutions
Why brokers choose us in Melbourne
Institutional-grade structuring, boutique service, and funding partners aligned for speed.
24–48 hrs
Fast Decisions
Preliminary assessment within 24–48 hours. No waiting weeks for a credit committee.
95%+
Execution Certainty
Terms issued through our funding partners are terms they intend to settle. Approval-to-settlement exceeds 95%.
Melbourne
Local Expertise
Deep understanding of Melbourne property markets, sub-markets and development corridors.
100%
Broker Protected
Your client stays your client. Full deal protection — and 100% of your brokerage stays yours.
Process
From scenario to settlement.
01
Submit Scenario
Share the deal outline — security, amount, purpose and exit. Two minutes is all it takes.
02
Structure
We assess the scenario and structure it against the right funding mandate within 24–48 hours.
03
Indicative Terms
You receive clear indicative terms. The lender completes valuation, legals and formal approval.
04
Settlement
Coordinated execution from approval through to settlement — often inside two weeks.
Solutions
Finance arranged in Melbourne
Construction finance is just one of our products. Depending on your client's situation — land acquisition, stalled project, or completed stock — another solution might be a better fit.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn more DevelopmentDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn more DevelopmentLand Finance
Capital to secure and hold development sites ahead of execution
Learn more DevelopmentProject Recovery (Stall'd™)
Completion capital for stalled or partially completed developments
Learn more SpecialtySecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn more SpecialtyResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreTrack Record
Recent Melbourne scenarios
Apartment Development - Inner North
A developer secured DA for 24 apartments in Brunswick but faced bank presale requirements they couldn't meet. We arranged $10.8M development finance with reduced presale hurdles, allowing construction to proceed.
Townhouse Project - South East
An experienced developer needed funding for a townhouse development in Glen Waverley. We arranged $7.4M development finance with competitive pricing reflecting the established location and developer track record.
House and Land - Western Corridors
A builder-developer was scaling up in Melbourne's Western Growth Corridors. We arranged $5.2M for a staged house-and-land project, with flexibility to draw down progressively as lots commenced construction.
Mixed-Use Development - Richmond
A developer needed construction finance for a mixed-use project combining ground-floor retail with residential above. We arranged $9.6M through a funding partner with a structure that worked for both components and the varied exit strategy.
These scenarios are illustrative examples based on typical transactions arranged through our funding partners. Individual circumstances vary. All facilities are subject to lender assessment and approval.
What is the maximum loan-to-cost ratio for construction finance in Melbourne?
Funding partners typically consider up to 75% on site settlements and up to 80% of total development cost for projects in Melbourne, depending on project specifics, location, and developer experience. Inner suburban locations typically attract better terms.
Do I need presales to get construction finance in Melbourne?
Presales are not always required but can improve terms. Each Melbourne project is assessed on its merits including location, product type, and developer capability. Strong locations with experienced developers may proceed without presales.
How are construction drawdowns managed?
Progressive drawdowns are released against construction milestones, certified by an independent Quantity Surveyor. We work with your QS to ensure smooth progress payments that align with your construction program.
What developer experience is required?
At least one completed project is preferred, but funding partners consider first-time developers in Melbourne with strong teams, conservative project profiles, and experienced builders. Your builder's track record is also considered.
Can land and construction be funded together?
Yes, development finance facilities arranged through our funding partners combine land acquisition and construction in a single facility — one set of documents, progressive drawdowns from site acquisition through to completion.
What types of projects can be funded in Melbourne?
We arrange funding for residential developments (apartments, townhouses, house and land), mixed-use projects, and select commercial developments across Melbourne metro. Project size typically $1M to $25M+ in total facility.
How long does approval take for construction finance?
Preliminary assessment is typically within 48 hours. Full approval depends on project complexity, but straightforward scenarios can be approved within 2-3 weeks subject to valuation, QS assessment, and builder approval.
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Related coverage
Other Services in Melbourne
Location Pages
Get Started
Have a Melbourne scenario? Let's look at it.
Submit your scenario today and receive a preliminary assessment within 24 hours.