Locations / Sydney / Construction Finance
Construction Finance Sydney
Development and construction funding arranged for Sydney projects. Land plus construction in one facility, progressive drawdowns, and a team that understands NSW development.
Areas served — Sydney metro, Western Sydney, Northern Beaches, Parramatta, Liverpool, Central Coast
Overview
Construction Finance in Sydney, arranged properly.
Sydney remains Australia's largest development market, with opportunities across established suburbs, urban renewal precincts, and growth corridors. Whether you're building boutique apartments in the Inner West, townhouses on the North Shore, or master-planned communities in Western Sydney, construction finance arranged by Get Solutions can help you execute.
We structure and arrange combined land acquisition and construction facilities for projects across Sydney metro and surrounding regions through our network of private lenders, credit funds and family offices. One facility, progressive drawdowns against milestones, and interest capitalised during the build phase.
Development finance is structured for Sydney's competitive market. Facilities from $1M to $25M+ are arranged with LTCs up to 80% of total development cost. Our team has deep experience with Sydney property and can assess projects quickly.
For brokers, we offer fast preliminary assessment, full deal protection, and support through complex development scenarios. For developers, we provide funding certainty so you can focus on project delivery.
Why Get Solutions
Why brokers choose us in Sydney
Institutional-grade structuring, boutique service, and funding partners aligned for speed.
24–48 hrs
Fast Decisions
Preliminary assessment within 24–48 hours. No waiting weeks for a credit committee.
95%+
Execution Certainty
Terms issued through our funding partners are terms they intend to settle. Approval-to-settlement exceeds 95%.
Sydney
Local Expertise
Deep understanding of Sydney property markets, sub-markets and development corridors.
100%
Broker Protected
Your client stays your client. Full deal protection — and 100% of your brokerage stays yours.
Process
From scenario to settlement.
01
Submit Scenario
Share the deal outline — security, amount, purpose and exit. Two minutes is all it takes.
02
Structure
We assess the scenario and structure it against the right funding mandate within 24–48 hours.
03
Indicative Terms
You receive clear indicative terms. The lender completes valuation, legals and formal approval.
04
Settlement
Coordinated execution from approval through to settlement — often inside two weeks.
Solutions
Finance arranged in Sydney
Construction finance is just one of the facility types we arrange. Depending on your client's situation — land acquisition, stalled project, or completed stock — another structure might be a better fit.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn more DevelopmentDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn more DevelopmentLand Finance
Capital to secure and hold development sites ahead of execution
Learn more DevelopmentProject Recovery (Stall'd™)
Completion capital for stalled or partially completed developments
Learn more SpecialtySecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn more SpecialtyResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreTrack Record
Recent Sydney scenarios
Apartment Development - Inner West
A developer secured DA for 18 apartments in Marrickville but faced extended bank approval timelines. We arranged $14.2M development finance through a funding partner with a 4-week approval, allowing construction to commence on schedule.
Townhouse Project - North Shore
An established developer needed funding for a premium townhouse development in Chatswood. We arranged $9.8M development finance with competitive pricing reflecting the strong location and developer track record.
House and Land - Western Sydney
A builder-developer was expanding into the Western Sydney growth corridor. We arranged $6.5M for a staged house-and-land project, with flexibility to draw down as lots progressed through construction.
Mixed-Use Development - Parramatta
A developer needed construction finance for a mixed-use project in Parramatta CBD combining commercial and residential. We structured and arranged $11.4M with a facility that accommodated both asset classes.
These scenarios are illustrative examples based on typical transactions arranged through our funding partners. Individual circumstances vary. All facilities are subject to lender assessment and approval.
What is the maximum loan-to-cost ratio for construction finance in Sydney?
Funding partners typically consider up to 75% on site settlements and up to 80% of total development cost for Sydney projects, depending on project specifics, location, and developer experience. Inner-city and established locations may attract better terms.
Do I need presales to get construction finance in Sydney?
Presales are not always required but can improve terms and reduce pricing. Each Sydney project is assessed on its merits including location, product type, and developer capability. Premium locations with experienced developers may proceed without presales.
How are construction drawdowns managed?
Progressive drawdowns are released against construction milestones, certified by an independent Quantity Surveyor. We work with your QS to ensure smooth progress payments aligned with your construction program.
What developer experience is required?
At least one completed project is preferred, but funding partners consider first-time developers in Sydney with strong teams, conservative project profiles, and experienced builders. Joint ventures with experienced developers can also work.
Can land and construction be funded together?
Yes, development finance facilities arranged through our funding partners combine land acquisition and construction in a single facility. This simplifies execution, reduces transaction costs, and means one facility from site acquisition through to completion.
What types of projects can be funded in Sydney?
We arrange funding for residential developments (apartments, townhouses, villas), mixed-use projects, and select commercial developments across Sydney metro. Project size typically $1M to $25M+ in total facility. Funding-partner appetite is strongest for Inner West, North Shore, and growth corridors.
How long does approval take for construction finance?
Preliminary assessment is typically within 48 hours. Funding partner approval depends on project complexity, but well-prepared scenarios can be approved within 2-4 weeks subject to valuation, QS assessment, and builder approval.
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Related coverage
Other Services in Sydney
Location Pages
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Have a Sydney scenario? Let's look at it.
Submit your scenario today and receive a preliminary assessment within 24 hours.