Areas served: Sydney metro, Western Sydney, Northern Beaches, Parramatta, Liverpool, Central Coast
Sydney remains Australia's largest development market, with opportunities across established suburbs, urban renewal precincts, and growth corridors. Whether you're building boutique apartments in the Inner West, townhouses in the North Shore, or master-planned communities in Western Sydney, construction finance from Get Solutions can help you execute.
We provide combined land acquisition and construction facilities for projects across Sydney metro and surrounding regions. One lender, one facility, progressive drawdowns against milestones, and interest capitalised during the build phase.
Our development finance is structured for Sydney's competitive market. We fund from $1M to $25M+ with LTCs up to 80% of total development cost. Our credit team has deep experience with Sydney property and can assess projects quickly.
For brokers, we offer fast preliminary assessment, competitive commissions, and support through complex development scenarios. For developers, we provide funding certainty so you can focus on project delivery.
Why Brokers Choose Get Solutions
Fast Decisions
Preliminary assessment within 24-48 hours. No waiting weeks for credit committee.
Execution Certainty
When we say yes, we deliver. Our approval-to-settlement rate exceeds 95%.
Local Expertise
Deep understanding of Sydney property markets and development corridors.
Broker Focused
We protect your client relationships and pay competitive commissions.
Our Finance Solutions
Construction finance is just one of our products. Depending on your client's situation — land acquisition, stalled project, or completed stock — another solution might be a better fit.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn moreDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn moreLand Banks
Capital to secure and hold development sites ahead of execution
Learn moreStall'd Projects
Completion capital for stalled or partially completed developments
Learn moreSecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn moreResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreBridging Finance
Short-term capital to solve timing and execution gaps
Learn moreSydney Scenario Examples
Apartment Development - Inner West
A developer secured DA for 18 apartments in Marrickville but faced extended bank approval timelines. We provided $14.2M development finance with a 4-week approval, allowing construction to commence on schedule.
Townhouse Project - North Shore
An established developer needed funding for a premium townhouse development in Chatswood. We provided $9.8M development finance with competitive pricing reflecting the strong location and developer track record.
House and Land - Western Sydney
A builder-developer was expanding into the Western Sydney growth corridor. We provided $6.5M for a staged house-and-land project, with flexibility to draw down as lots progressed through construction.
Mixed-Use Development - Parramatta
A developer needed construction finance for a mixed-use project in Parramatta CBD combining commercial and residential. We provided $11.4M with a structure that accommodated both asset classes.
These scenarios are illustrative examples based on typical transactions. Individual circumstances vary and all applications are subject to credit approval.
Frequently Asked Questions
What is the maximum loan-to-cost ratio for construction finance in Sydney?
We can fund up to 75% on site settlements and up to 80% of total development cost for projects in Sydney, depending on project specifics, location, and developer experience. Inner-city and established locations may attract better terms.
Do I need presales to get construction finance in Sydney?
Presales are not always required but can improve terms and reduce pricing. We assess each Sydney project on its merits including location, product type, and developer capability. Premium locations with experienced developers may proceed without presales.
How are construction drawdowns managed?
Progressive drawdowns are released against construction milestones, certified by an independent Quantity Surveyor. We work with your QS to ensure smooth progress payments aligned with your construction program.
What developer experience is required?
At least one completed project is preferred, but we consider first-time developers in Sydney with strong teams, conservative project profiles, and experienced builders. Joint ventures with experienced developers can also work.
Can you fund land and construction together?
Yes, our development finance facilities combine land acquisition and construction in a single facility. This simplifies execution, reduces transaction costs, and means you deal with one lender from site acquisition through to completion.
What types of projects do you fund in Sydney?
We fund residential developments (apartments, townhouses, villas), mixed-use projects, and select commercial developments across Sydney metro. Project size typically $1M to $25M+ in total facility. We have strong appetite for Inner West, North Shore, and growth corridors.
How long does approval take for construction finance?
Preliminary assessment is typically within 48 hours. Full approval depends on project complexity, but well-prepared scenarios can be approved within 2-4 weeks subject to valuation, QS assessment, and builder approval.