Locations / Sydney / Private Lending
Private Lending Sydney
When banks can't deliver, private capital can. We structure and arrange private lending for Sydney brokers and borrowers through our network of private lenders, credit funds and family offices.
Areas served — Sydney metro, Western Sydney, Northern Beaches, Parramatta, Liverpool, Central Coast
Overview
Private Lending in Sydney, arranged properly.
Sydney's property market moves fast, and sometimes bank timelines simply don't work. Whether it's an auction requiring rapid settlement, a borrower with complex circumstances, or a development scenario that doesn't fit bank policy, Get Solutions structures and arranges private finance across Sydney metro and NSW.
We're not trying to replace banks — we work alongside them. Our role is to structure transactions and match them to the right capital when traditional timelines or policies create barriers. Fast scenario assessment, flexible structuring, and a network of funding partners focused on making deals work.
Through our network of private lenders, credit funds and family offices, we arrange the full spectrum: investment loans, bridging finance, development and construction funding, land acquisition facilities, second mortgages, and mezzanine capital. Each structure is designed for scenarios where standard solutions don't fit.
For brokers, we're a genuine partner in complex deals — fast preliminary assessment, full deal protection, and a collaborative approach. For borrowers, we provide a single point of contact and professional execution from scenario to settlement.
Why Get Solutions
Why brokers choose us in Sydney
Institutional-grade structuring, boutique service, and funding partners aligned for speed.
24–48 hrs
Fast Decisions
Preliminary assessment within 24–48 hours. No waiting weeks for a credit committee.
95%+
Execution Certainty
Terms issued through our funding partners are terms they intend to settle. Approval-to-settlement exceeds 95%.
Sydney
Local Expertise
Deep understanding of Sydney property markets, sub-markets and development corridors.
100%
Broker Protected
Your client stays your client. Full deal protection — and 100% of your brokerage stays yours.
Process
From scenario to settlement.
01
Submit Scenario
Share the deal outline — security, amount, purpose and exit. Two minutes is all it takes.
02
Structure
We assess the scenario and structure it against the right funding mandate within 24–48 hours.
03
Indicative Terms
You receive clear indicative terms. The lender completes valuation, legals and formal approval.
04
Settlement
Coordinated execution from approval through to settlement — often inside two weeks.
Solutions
Finance arranged in Sydney
We arrange a range of facility types through our funding partners to suit different situations. The right structure depends on your client's specific needs, timeline, and exit strategy.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn more DevelopmentDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn more DevelopmentLand Finance
Capital to secure and hold development sites ahead of execution
Learn more DevelopmentProject Recovery (Stall'd™)
Completion capital for stalled or partially completed developments
Learn more SpecialtySecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn more SpecialtyResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreTrack Record
Recent Sydney scenarios
Expat Investor Acquisition
A Sydney-based expat investor was declined by multiple banks due to overseas income and residency. We structured the deal on security merits and arranged $2.8M investment finance through a funding partner within 3 weeks, secured against premium Eastern Suburbs property.
Auction Purchase - 21 Day Settlement
A North Shore buyer won a property at auction but their bank couldn't settle in the required 21 days. We arranged $3.4M bridging finance through a funding partner that settled on day 18, with the loan refinanced to their bank over the following months.
Development Funding - Policy Change
A Parramatta developer had bank approval withdrawn weeks before settlement due to a policy change on apartment projects. We stepped in, structured the scenario in 7 days, and arranged $9.8M development finance through our funding partners to keep the project on track.
Mezzanine for Equity Gap
An Inner West developer needed additional capital to cover cost overruns on a townhouse project. Their senior lender wouldn't increase the facility. We arranged $1.5M mezzanine finance through a funding partner behind the existing first mortgage, allowing completion.
These scenarios are illustrative examples based on typical transactions arranged through our funding partners. Individual circumstances vary. All facilities are subject to lender assessment and approval.
What is private lending and how does it work?
Private lending provides property-backed finance outside traditional bank channels. We structure each scenario and match it to private lenders, credit funds, or family offices we represent who assess deals based on security quality and exit strategy — often with faster decisions and more flexible terms than banks. Loans are secured by registered mortgage.
Why would I use private lending instead of a bank?
Private lending offers speed (weeks not months), flexibility on security and borrower circumstances, and the ability to fund scenarios banks decline. It's particularly valuable for time-sensitive deals and complex borrower situations.
What interest rates do private lenders charge in Sydney?
Private lending rates in Sydney typically range from 8-16% p.a. depending on loan type, LVR, and risk profile. Premium inner-city security may attract better rates. Cost should be weighed against the opportunity the funding enables.
Is private lending regulated in Australia?
Private lending operates within Australia's financial services and credit framework. Get Solutions acts as an arranger — structuring transactions and matching them to the funding partners we represent. Facilities are typically business-purpose or investment loans. Each lender conducts its own credit assessment and documentation.
What types of loans can be arranged?
We arrange investment loans, bridging finance, development and construction finance, land acquisition facilities, second mortgages, mezzanine finance, and specialty capital for complex situations through our funding partners.
How do I know if private lending is right for my situation?
Private lending suits time-sensitive deals, complex borrower circumstances, unusual security, development projects, and scenarios where bank timelines or policies don't fit. Contact us to discuss your specific situation.
What security do funding partners accept in Sydney?
Funding partners take security over residential, commercial, industrial, and development property across Sydney metro, with strong appetite for Inner West, Eastern Suburbs, North Shore, and established suburbs. Security must have clear title and realistic valuation.
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Have a Sydney scenario? Let's look at it.
Submit your scenario today and receive a preliminary assessment within 24 hours.