Areas served: Sydney metro, Western Sydney, Northern Beaches, Parramatta, Liverpool, Central Coast
Sydney's property market moves fast, and sometimes bank timelines simply don't work. Whether it's an auction requiring rapid settlement, a borrower with complex circumstances, or a development scenario that doesn't fit bank policy, Get Solutions provides private finance solutions across Sydney metro and NSW.
We're not trying to replace banks — we work alongside them. Our role is to provide capital when traditional timelines or policies create barriers. Fast decisions, flexible assessment, and a credit team focused on making deals work.
As a private lender in Sydney, we offer the full spectrum: investment loans, bridging finance, development and construction funding, land acquisition facilities, second mortgages, and mezzanine capital. Each product is designed for scenarios where standard solutions don't fit.
For brokers, we're a genuine partner in complex deals. Fast preliminary assessment, competitive commissions, and a collaborative approach. For borrowers, we provide certainty of execution and professional service from application to settlement.
Why Brokers Choose Get Solutions
Fast Decisions
Preliminary assessment within 24-48 hours. No waiting weeks for credit committee.
Execution Certainty
When we say yes, we deliver. Our approval-to-settlement rate exceeds 95%.
Local Expertise
Deep understanding of Sydney property markets and development corridors.
Broker Focused
We protect your client relationships and pay competitive commissions.
Our Finance Solutions
As a private lender, we offer a range of products to suit different situations. The right solution depends on your client's specific needs, timeline, and exit strategy.
Investment Loans
Income-backed senior loans for stabilised investment assets
Learn moreDevelopment Finance
Senior capital for land and construction, structured as one facility
Learn moreLand Banks
Capital to secure and hold development sites ahead of execution
Learn moreStall'd Projects
Completion capital for stalled or partially completed developments
Learn moreSecond Mortgage / Mezzanine
Structured capital to solve equity gaps without refinancing senior debt
Learn moreResidual Stock / Unsold Units
Liquidity solutions for completed developments with unsold stock
Learn moreBridging Finance
Short-term capital to solve timing and execution gaps
Learn moreSydney Scenario Examples
Expat Investor Acquisition
A Sydney-based expat investor was declined by multiple banks due to overseas income and residency. We assessed the deal on security merits and provided $2.8M investment finance within 3 weeks, secured against premium Eastern Suburbs property.
Auction Purchase - 21 Day Settlement
A North Shore buyer won a property at auction but their bank couldn't settle in the required 21 days. We provided $3.4M bridging finance and settled on day 18, with the loan refinanced to their bank over the following months.
Development Funding - Policy Change
A Parramatta developer had bank approval withdrawn weeks before settlement due to a policy change on apartment projects. We stepped in, assessed the project in 7 days, and provided $9.8M development finance to keep the project on track.
Mezzanine for Equity Gap
An Inner West developer needed additional capital to cover cost overruns on a townhouse project. Their senior lender wouldn't increase the facility. We provided $1.5M mezzanine finance behind the existing first mortgage, allowing completion.
These scenarios are illustrative examples based on typical transactions. Individual circumstances vary and all applications are subject to credit approval.
Frequently Asked Questions
What is private lending and how does it work?
Private lending provides property-backed finance outside traditional bank channels. We assess deals based on security quality and exit strategy, often providing faster decisions and more flexible terms than banks. Loans are secured by registered mortgage.
Why would I use a private lender instead of a bank?
Private lenders in Sydney offer speed (weeks not months), flexibility on security and borrower circumstances, and the ability to fund scenarios banks decline. We're particularly valuable for time-sensitive deals and complex borrower situations.
What interest rates do private lenders charge in Sydney?
Private lending rates in Sydney typically range from 8-16% p.a. depending on loan type, LVR, and risk profile. Premium inner-city security may attract better rates. Cost should be weighed against the opportunity the funding enables.
Is private lending regulated in Australia?
Yes, private lenders operate under ASIC regulation and relevant credit legislation. Get Solutions is a licensed credit provider committed to responsible lending practices, transparent terms, and professional service.
What types of loans do private lenders offer?
We offer investment loans, bridging finance, development and construction finance, land acquisition facilities, second mortgages, mezzanine finance, and specialty capital for complex situations.
How do I know if private lending is right for my situation?
Private lending suits time-sensitive deals, complex borrower circumstances, unusual security, development projects, and scenarios where bank timelines or policies don't fit. Contact us to discuss your specific situation.
What security do you lend against in Sydney?
We lend against residential, commercial, industrial, and development property across Sydney metro. We have strong appetite for Inner West, Eastern Suburbs, North Shore, and established suburbs. Security must have clear title and realistic valuation.